Commercial Insurance

You've worked hard to build your business. Let us help you protect it. Tampa Bay Insurance offers comprehensive commercial coverage including general liability, property, workers' compensation, and professional liability. We'll tailor a policy to your industry and budget, so you can focus on what you do best while we handle the risk.

Black outline illustration of a shield protected by hands and an umbrella, symbolizing protection.

General Liability

Protect your business from third-party injury and property damage claims.

Building icon with a shield and checkmark, suggesting building security or safety.

Commercial Property

Protect your building, equipment, and inventory from covered losses.

Hand holding money with a shield and checkmark, suggesting financial security.

Workers Compensation

Protect your employees and business from workplace injury claims.

Three people under an umbrella in simple black line art

Group Life

Comprehensive coverage for group life insurance businesses in Odessa.

Engineer icon with a hard hat and briefcase.

Business Owners Policy (BOP)

Bundled property and liability coverage for small businesses.

Simple line icon of a dollar sign connected to four small shapes, representing finance or network links

Employment Practices Liability Insurance

Protect your business from employment-related lawsuits and claims.

Car icon with shield and checkmark.

Commercial Auto

Coverage for business vehicles, fleets, and work trucks.

Car with dollar sign and lock icons.

Professional Liability

Protects your business from claims of errors in professional services.

Buildings and documents under an umbrella for insurance protection.

Commercial Umbrella

Extra liability protection when claims exceed your primary limits.

A shield with a checkmark in a circle, on a circuit board.

Cyber Liability

Protection from data breaches and cyber attacks for your business.

Shield icon with a dollar sign inside.

Inland Marine

Coverage for tools, equipment, and property in transit or at job sites.

Building in water, represented by wavy lines, symbol of flooding.

Commercial Flood

Protect your business property from flooding and water damage.

Car with key icon.

Hired & Non-Owned Auto

Coverage for employee and rental vehicle use for business purposes.

Alert notification icon: triangle with exclamation point and bell.

Business Interruption

Protect your income when disasters force your business to close.

Businessman next to buildings.

Directors & Officers

Protect board members and executives from personal liability claims.

Person with buildings and key icon.

Tenant Improvements

Coverage for permanent changes you make to your leased space.

Shield icon with a hat and eye mask inside, suggesting cyber security or privacy.

Crime Insurance

Protect your business from employee theft and fraud losses.

Line drawing of a construction worker wearing a hard hat and safety vest.

Builder's Risk

Coverage for buildings under construction from damage, theft, and weather.

A bottle and a wine glass, depicted in outline style.

Liquor Liability

Protect your business from alcohol-related claims and lawsuits.

Umbrella over a shield with a checkmark, symbolizing protection and security.

Excess Liability

Additional coverage above primary liability limits for major claims.

Money bag with a dollar sign next to a gavel on a stand.

Surety Bonds

Get license, performance, and payment bonds for your business.